A grant is considered gift aid, money that you are not required to repay. To be considered for grants, you must complete the Free Application for Federal Student Aid (FAFSA)

There are two primary types of federal grants, PELL and Supplemental Educational Opportunity Grant (SEOG). Both are based on financial need as determined by the FAFSA. If you qualify for the PELL grant, you may also be able to receive the SEOG. SEOG is awarded to students with the highest financial need and is limited based on funding. Consideration will be given to eligible students and priority FAFSA submission so don't delay, complete your FAFSA today!

For more information about federal student aid eligibility, award limits and other important information, please review the Federal Student Aid Guide.


Loans are different than grants. Students are legally responsible for repaying their loans.

Federal Grants

    • Need-based grant considered gift aid
    • Maximum amount for 2016-2017 is $5,815 for the academic year
    • Amount awarded depends on Expected Family Contribution (EFC), Student’s enrollment status, Cost of Attendance
    • If eligible, you may receive Pell no more than 12 semesters (equivalent to 6 years)
    • May not receive Pell for more than one school at a time
    • Campus-based fund awarded to students with highest financial need (Full Pell eligible students)
    • Maximum amount for one award year is $600 at Hocking College
    • Considered gift aid

Federal Loans

    • Lender is U.S. Department of Education
    • Based on financial need as determined by the FAFSA
    • U.S. Department of Education pays interest on subsidized loan while you are enrolled at least half-time, during the first six months after separation from college, or periods of deferment.
    • Lender is U.S. Department of Education
    • Unsubsidized is not based on financial need, but based on the cost of attendance.
    • Student is responsible for interest during all periods of the loan
    • If you choose not to pay interest while you are enrolled in school, periods of deferment or forbearance, or enrolled less than half time, the interest will accrue and be capitalized.
    • Lender is the U.S. Department of Education
    • Credit approval required
    • Maximum amount limited to Hocking College’s Cost of Attendance (COA) minus any other financial aid the student is receiving
    • Repayment begins once loan is fully disbursed
    • Current interest rate is 6.31%
  • YEAR IN SCHOOL DEPENDENT Students
    except students whose parents
    are unable to obtain PLUS loans
    INDEPENDENT Students
    and dependent undergraduate
    students whose parents are unable
    to obtain PLUS Loans
    First-Year Undergraduate Annual Loan Limit Stafford $5,500
    No more than $3,500 may be in
    subsidized loans.
    $9,500
    No more than $3,500 may be in
    subsidized loans.
    Second-Year Undergraduate Annual Loan Limit Stafford $6,500
    No more than $4,500 may be in
    subsidized loans.
    $10,500
    No more than $4,500 may be in
    subsidized loans.
    Parent Loan for Undergraduate Students(PLUS) Maximum amount, upon credit
    approval, up to cost of attendance
    minus all other financial aid the
    student is receiving
    Not Applicable
    • Part-time employment opportunity for students while enrolled in school
    • Available to full-time students, with options of part-time enrollment
    • Encourages community service work
    • Students working in community service are paid $2.00 more per hour
    • Maximum FWS award amount is $2,500 at Hocking College

State Grants

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